Bankruptcy Audits Are Back

Bankruptcy audits are back, and it’s best to be prepared.

What is the 25 Billion Dollar Mortgage Settlement worth to you?

25 billions dollars of the workout may not be as comprehensive or as good for the consumer as has been touted.

Changes in the DUI (or DWI) Laws in Connecticut

License suspensions for DWI’s (driving while intoxicated) have been eased

Bankruptcies Continue to be a Solution for those who have Lost Jobs, Divorced or gotten Ill

Bankruptcy is now even more of a solution for many people than ever before.  Job loss, divorce or medical debt account for the great majority of  filings.  Chapter 7 or fresh start is the bankruptcy of choice for many people although a Chapter 13 bankruptcy can do more for those clients that need that type […]

NACBA’s Position on the “Notary Legislation”

Dear NACBA Member, No doubt you have seen media reports about H.R. 3808, the “Interstate Recognition of Notarization Act,” which would have required every state to recognize notarizations that are made lawful by any single state. This bill, first introduced in 2005 by Rep. Robert Aderholt (R, AL), was passed by the House earlier this […]

Why Choose Chapter 13?

Why Choose Chapter 13? When filing for bankruptcy you must know whether you are filing for a Chapter 7 bankruptcy or a Chapter 13. There are many differences between the two for they are configured for people in different situations. Chapter 7 bankruptcy is designed for people without a steady income and who do not […]

Who Owns Your Mortgage? A question that can become very important in a foreclosure.

How to Find the Owner of Your Mortgage posted by Katie Porter Concerns continue about parties filing foreclosures when they do not own the note. Florida recently enacted a rules requiring plaintiffs in foreclosure to verify ownership of the note. (Here’s a brief article on the rules, with the original subheading “Bankers Don’t Like It”). While these concerns […]

Housing Affordable Mortgage Program (HAMP) information

http://makinghomeaffordable.gov/

New Decision regarding a banks level of proof needed in a Foreclosure

Aurora v. Riggs This case is from the Fourth District of Florida.  It requires the bank to be able to prove (with an audit trail) that it actually is the correct plaintiff. O. Max Gardner’s analysis is as follows : This decision is extremely important and should be utilized in all foreclosure matters whether in […]

Bankruptcy continues to be a solution for people who have lost jobs, divorced or gotten ill

Bankruptcy is now even more of a solution for many people than ever before.  Job loss, divorce or medical debt account for the great majority of  filings.  Chapter 7 or fresh start is the bankruptcy of choice for many people although a Chapter 13 bankruptcy can do more for those clients that need that type […]