Lender Processing Service (LPS) is the most popular system lenders use to deal with delinquent loans. The LPS is a mostly automated system that has been recently been accused of fraud. This accusation stems from the Wilson Case which involves the Wilson family and the Boles Firm. The Wilsons were filing for bankruptcy and when a debtor is filing for bankruptcy lenders must obtain the judge’s permission to foreclose the debtor’s home. In this case the Boles Firm first told the judge that the Wilson home should be foreclosed for the Wilsons were behind on their mortgage payments, a claim that the Wilsons objected. The Boles Firm then came back again and told the judge that the Wilsons were up to date on their payments at the time of the first request but since then they were behind on four payments. This is where the deception of the LPS begins. The Wilsons had sent payments regularly to Option One, the lender that the Boles Firm was appointed to through LPS. The Boles Firm lied to the judge to attempt to foreclose the home by re-routing the payment the Wilsons made to LPS rather than letting it go straight to Option One. This is a standard procedure for LPS and is targeted to cause confusion that will allow the lender to foreclose even during bankruptcy. The LPS system is automated but is designed to create confusion by keeping each task a secret from those who are performing another. The Wilson case is the norm for LPS. Experts are calling for these quick solutions to delinquent loans to be stopped for they facilitate fraud by lenders.